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SAFEGUARDING YOUR SECURITY AND PRIVACY AT WORK AND AT HOME NEWSLETTER SUMMER 2019 SUMMER 2019 SECURITY SMART 1 How Do You Spot a Scam? Look for these 10 Red Flags I 'VE INTERACTED WITH hundreds of people who have lost money in scams. They come from every slice of society, including doctors, lawyers, engineers, Nobel Prize winners, mechan- ics and even IT security workers. Victims aren't dumb patsies. In fact, intelligence has nothing to do with it. The deciding factor, whether the scam is focused on business opportunities, romance, real estate, or any other kind of (usually financial) transaction, is awareness. Here are 10 red flags to watch out for: 1 A potential buyer is willing to pay you full price without haggling and offers to pay shipping and other costs. 2 A prospective landlord or realtor is unable to show you the inside of a property. 3 The person you're dealing with comes up with unusual stressor events, such as: ■ a claim that the transaction must happen ASAP or the deal is off; ■ a claim that the only payment method that will work is a check; ■ a request to send you a check for more than what is owed and have you remit the excess to someone else; ■ the death of a family member, which is affecting the deal somehow; ■ threats that you will be arrested if you don't send money now; or ■ a member of your family has been hurt, arrested or detained, so you need to send money. 4 The person is out of town and can't meet with you face to face. 5 The person mentions having been scammed, so they want to do the trans- action in a strange, unexpected way that, if examined, gives them every opportu- nity to financially benefit. 6 The person insists that you send them your banking or identity details in order to get payment. 7 The person can never take your phone calls. 8 You can't find the person's compa- ny name or email address on the internet. 9 The company name is very similar to a well-known, global company name, but not quite the same (e.g., GE Electricians, Amazing Books). 10 The person requests that you send them money so that they can send you even more money. I'm sure there are dozens of other signs that you and every person in the world should be aware of, but this list is a good start. And don't forget to listen to your gut—as I always say, "When in doubt, chicken out!" Computer security expert and columnist Roger Grimes says if you're aware of the signs, you'll be more likely to figure out when someone is trying to scam you. IF YOU'VE BEEN THE VICTIM OF A SCAM: ■ Report the details to the authorities. The Internet Crime Complaint Center (IC3) refers internet-related criminal complaints to federal, state, local, or international law enforcement. ■ If you gave out your credit card in- formation or you notice unauthorized activity on your card, call your credit card company immediately to freeze the card and dispute any improper charges. ■ Contact your employer's IT or secu- rity team right away if the scam was work-related or involved an employer- issued computer or other device. For more information on staying safe online here at BSU or at home, contact

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