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SAFEGUARDING YOUR SECURITY AND PRIVACY AT WORK AND AT HOME NEWSLETTER WINTER 2018 WINTER 2018 SECURITY SMART 1 For more information on staying safe online here at BSU or at home, contact Could You Spot These 4 Crafty Cons? P EOPLE ARE GETTING better at recognizing "phishing" scams that aim to lure them into giv- ing away their money or sensitive in- formation, but scammers have learned to stay one step ahead of their marks. Test your knowledge—would you fall for these four schemes? ■ Deactivation scares It's a near-daily occurrence that we get an email pretending to come from an orga- nization we might, or might not, belong to. The email claims your account will be deactivated if you don't take action—enter your log-on name and password, update your credit card. Scammers have learned to include real links to the company they claim to represent, and sometimes they'll even put in a "beware of scammer" warn- ing to throw you off the scent. Your move: Close the email and type the website address you usually use for the ac- count in question into your browser. Then log into your account to see if there is in- deed a need for you to take any action. ■ Save a friend This is an old con that keeps morphing with the times. Today it plays out on Facebook or email, where scammers hijack a Facebook account or use social media to glean details that will sell their story to you. They ask you to help save your friend from a horrible fate that only your money can prevent. These scams peak around disasters, such as the re- cent hurricanes. Your move: Never send money to help someone without talking to that actual person first. Pick up the phone. Ask him or her a question only the real person could answer on the spot. ■ Go directly to jail Even if you've done nothing illegal, you can often be tricked into worrying you're guilty of something. That's why scams using fake government warnings for ille- gal music downloads or tax return issues are so successful. Sometimes these threats come over the phone, heighten- ing the sense of urgency. Your move: Calm down and examine the warning. Are there any real details about the purported illegal activity? Probably not. If someone claiming to be from a government agency is insisting you pay them immediately to avoid dire consequences, it's fake. ■ Phone forwarding scams Your phone rings at work (or at home). The scammer on the other end convinc- es you to push a set of numbers, giving an elaborate explanation as to why. In fact, that number sequence forwards your phone to theirs, and then they can bill calls to your line. They can also scam your customers by taking calls intended for your business and collecting credit card numbers for payment in advance. Your move: It's easy. If a caller asks you to push buttons on your phone to assist with something, don't. TOO MANY PHISH IN THE SEA A staggering 90 percent of data breaches are the result of phishing, according to a recent report. While only 7 percent of users fall for phish- ing attempts, those gullible guys and gals tend to be repeat offenders: In a typical organization, 15 percent of us- ers who are successfully phished will be phished at least one more time within the same year. SOURCE: VERIZON ENTERPRISE SOLUTIONS

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